Ordering an appraisal from AppraiserTo many, an appraisal just looks like a line item in the long list of items for a home sale or refinance. The majority of lenders still call in a local expert because the stakes are so high, even though there are a budding number of automated home valuation methods that might appear cheaper than an appraisal. You might assume that securing a mortgage is the only reason to get an appraisal, but there are more cases when the services of a certified, independent real estate professional could be beneficial.
Let Appraiser help you appeal your tax assessment in Tom Green CountyIf you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Appraiser is your best evidence when building your case. At Appraiser,we can assist you in disputing your tax assessment.
Getting rid of your PMI will lower your mortgage paymentWhen the amount being loaned to the home owner is more than 80% of the actual value of the real estate, almost all lenders ask buyers to purchase an extra insurance plan. That policy is Private Mortgage Insurance, or PMI. This added payment is often folded into the monthly mortgage payment and is promptly forgotten. This is bad because PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to do away with the PMI payments on most mortgages when the balance is paid down to 78% of the original value.
Appraiser can give you a statement regarding the value of your home, and the expense of the appraisal can generally be recovered in a short amount of time because you'll no longer be paying the PMI.
Divorce settlement with less stressA divorce can be an especially traumatic event for both parties, and it is often further complicated by the difficult decision of who gets the house. Regardless of the situation, it's wise to order an appraisal from Appraiser so both parties are fully aware of the true market value of their property.
The parties will have a better idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Accurate and fair estate liquidation with AppraiserSettling an estateThe loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.
Most Americans don't have dedicated estate planners or executors to take care of these issues, unlike wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten a fair deal.
Relocating to or from Tom Green County?Moving due to a job change is a more than just an inconvenience. We know where you're coming from! That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our intensive process, we recommend employees that are moving to provide remarks on the positive features of their property, along with information regarding any recent sales or listings in their area that they want considered.
Sell your home quickly at the right price with an appraisal from AppraiserA professional appraisal will help you make a better educated decision when determining your asking price, whether you want to sell your home on your own or with the help of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. The price we charge isn't contingent upon the value we come up with, but rather they depend on our efforts to finish the appraisal.
On a daily basis, we determine the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long properties stay on the market. So, seeking a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.